Health World Limited Privacy and Credit Reporting Policy
At Health World Limited and Health World (NZ) Limited (hereinafter referred to as “Health World”) your
privacy is important to us. We are committed to ensuring that personal information and credit
information we hold about you is held securely and that your privacy is protected. We collect and use
personal information only to the extent permitted by law, particularly the Privacy Act 1988 (Australia)
and the Privacy Act 1993 (NZ) (Privacy Acts), which Health World is subject to.
This policy explains how we handle personal information that we hold about you. It details the types of
personal information we collect, how we may use that information and who we allow to access it. In
addition to this policy we will on occasion provide you with specific privacy statements about how we
use particular information that we collect from you.
Your use of our website(s) or our services, your purchase of our products or your continual
engagement with Health World signifies implied agreement to this Privacy and Credit Reporting Policy.
Please note that our website(s) may contain hyperlinks to third party websites that are not managed by
us, and are therefore not subject to this Privacy and Credit Reporting Policy.
2. Personal Information
• information about an identifiable individual; or
• information or opinion that will enable your identity to be reasonably ascertained.
Personal information can include your name and contact details such as your residential or postal
address, email address, date of birth or your telephone number.
Information which cannot be reasonably linked to your identity (e.g. IP address, browser information,
favourite websites or the number of users of a website) does not constitute personal information and is
not regulated by the Privacy Acts.
Health World collects and stores personal information about its customers, medical and allied
healthcare professionals and members of the public. The personal information collected may vary
depending on your particular interaction with Health World but will be limited to the information
necessary to record and manage our interaction with you or as permitted or required by law.
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The personal information that Health World collects is primarily related to our products and services. By
providing your personal information to us and/or by continuing to engage with Health World, you
consent to your personal information being collected, stored, used and disclosed in accordance with
this Privacy and Credit Reporting Policy.
If we provide you (or an entity related to you) with credit, we may also collect and hold credit
information and credit eligibility information about you. Without limitation, this may include credit
reports, identification information, consumer credit liability information, details of amounts payable to us
and the terms of the relevant credit, and information relating to payments made, default information and
3. Collection of information
Health World may collect personal information (including credit information and credit eligibility
information) about healthcare professionals (e.g. naturopaths, pharmacists etc.), customers or
members of the public:
• when an order is placed for our products;
• when you open a customer account with us;
• in the course of responding to enquiries;
• during consultations with Health World staff who are qualified naturopaths or meetings with our
• from adverse event reports; and
• from Health World-sponsored programs (e.g. trade events, retail events, membership
programs, competitions or promotions, clinical trials, expert panels, educational seminars and
disease management programs).
Health World may collect personal information about prospective employees during the recruitment
process to assess whether an applicant is suitable for a role with us. If you are not ultimately successful
in securing employment with Health World, your personal information collected during the recruitment
process will be handled in accordance with this Privacy and Credit Reporting Policy.
Occasionally, we may also collect personal information about you from third parties. For example, we
may collect personal information about you from an entity related to you or credit eligibility information
about you from Credit Reporting Bodies (CRBs) (which, for New Zealand customers, are defined as
Credit Reporters in the Credit Reporting Privacy Code 2004) if we provide you (or an entity related to
you) with credit.
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Personal information may be collected from you in person, through websites operated by Health World
(for example, through online forms, questionnaires or enquiries), by letter, facsimile, email or through
Personal information that may be collected about you includes:
• your name and contact details (eg. address, email, telephone number, business and
professional details (if applicable) etc.);
• the nature of your enquiry; and
• other details about you that might be relevant, such as your age, gender, diet, lifestyle, medical
history and medical condition or medical treatment.
If you contact us by telephone, this information may be collected by Health World as a recorded voice
message where our staff are temporarily unavailable to answer a call and you choose to leave a voice
We will only collect personal information that you provide us and you are entirely free to decide whether
or not to supply this information. However, you acknowledge and agree that if you do not provide
sufficient or adequate information, Health World may not be able to provide you with its full range of
products and services or may not be able to fully assist you with your enquiry.
You should be aware that your use of our website(s) does not reveal your identity, unless you have
chosen to register and log into our website.
Each time you visit our website, our web servers automatically save the name of your browser and
operating system, your IP address, the website from which you accessed our website, the webpages
you visit while with us and the date and time you spend on our website. Health World's servers save
this information for security purposes. We may also evaluate anonymous or de-identified data sets for
statistical purposes, for example to aggregate user activity, which may be used by Health World to
provide insight on the usage of its website.
4. Use of information
Health World will use personal information for the primary purposes for which it is collected or for other
related purposes as permitted by law including but not limited to the following purposes, where
• to manage your product order(s);
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• if we are providing you (or an entity related to you) with credit, to assess your creditworthiness
(or the creditworthiness of your related entity which is receiving the credit);
• to maintain a record of medical enquiries, product complaints and adverse events and to
comply with our reporting obligations to relevant regulatory authorities such as the Therapeutic
Goods Administration or the Natural Health and Supplementary Products Authority. This
information will also be used to monitor, assess and improve our products and services;
• to provide you with clinical services;
• to provide further information regarding our products or services (including advice) that you
• to provide you with material on our activities and products or that may be of interest to you,
which you are entitled to opt out of receiving at any time;
• to administer trade events, retail events, membership programs, competitions, promotions,
clinical trials, conferences, expert panels, educational seminars, disease awareness or
management programs or other programs organised or sponsored by us, which you agree to be
• to notify you of matters that we are required by law to notify you of (e.g. product recalls);
• to monitor and prepare reports regarding the quality, safety and efficacy of our products;
• to review our compliance with relevant regulations and codes of conduct;
• to obtain feedback and customer satisfaction information to assist Health World in improving its
products and service offerings;
• for our internal management purposes, to manage our relationship with you and to manage the
payment and recovery of amounts payable to us by you;
• to statistically analyse the distribution of our products (e.g. we might compile personal
information in order to determine the percentage of users that live in a particular geographic
• to generate customer lists for the purposes of market research.
Depending on the purposes for which your personal information is collected, Health World may disclose
your personal information to:
• its related entities outside of Australia and New Zealand including in the US, in which case your
personal information will be collected, used, disclosed, managed and stored in accordance with
this Privacy and Credit Reporting Policy;
• if we are providing you (or an entity related to you) with credit, CRBs, trade insurers and
businesses assisting us with providing credit;
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• if you have provided us with referees to assist with a credit application, a job application or the
assessment of a potential contract between you and us, the referees you have provided;
• service providers that provide financial, legal, administrative or other services in connection with
the operation of our business, for example mailing houses, software developers, IT
maintenance providers and solicitors within or outside of Australia and New Zealand (our
service providers are mainly located in Australia and Singapore). However from time to time we
may need to engage a service provider in a country not identified here;
• regulatory authorities, within or outside of Australia and New Zealand; and
• other entities as permitted or required by law.
The CRBs we may deal with include Dun and Bradstreet (http://dnb.com.au/ or http://dnb.co.nz/).
found on their websites or by contacting them via telephone.
However, notwithstanding the above, you acknowledge that by providing us with your personal
information, you agree to the disclosure of your personal information to third parties operating outside
of Australia and New Zealand. You acknowledge and agree that and we will not be liable to you for any
breach of the Privacy Acts by these overseas third parties on the basis that you consent to such
Our staff and service providers who handle or obtain personal information are subject to obligations of
confidentiality and privacy under the Privacy Acts, other applicable privacy laws and this Privacy and
Credit Reporting Policy.
You acknowledge and agree that, Health World may use or disclose your personal information:
• for other purposes for which you have provided your prior consent;
• for other purposes directly related to the purposes for which the information was collected; or
• as required by or permitted under any law (including common law) or any direction of a Court or
order of a Government authority or body.
Health World will only use your information, which is not personal information (such as IP addresses),
for security purposes, systems administration, to enforce compliance with Health World’s trading terms
and website usage terms to protect Health World’s business, brands, products, services and website(s)
and/or to enforce compliance with any applicable laws.
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If you fail to make a payment to Health World as and when due or commit a serious credit infringement,
we may disclose details of such events to CRBs. A CRB may use such information in reports given to
other credit providers to help assess your creditworthiness. You have certain rights to request that
CRBs do not use or disclose credit reporting information about you if you believe on reasonable
grounds you have been or are likely to be a victim of fraud. You should contact the CRB directly using
the contact details above if you wish to request this.
If requested by us, a CRB may use credit reporting information about you to assess whether you may
be eligible to receive direct marketing communications from us (i.e. pre-screening). You have the right
to request CRBs not to use credit reporting information about you for this purpose. You should contact
the CRB directly using the contact details above if you wish to request this.
Health World will use de-identified information within its business where possible.
De-identified information may be used to comply with and satisfy Health World's legislative and
corporate reporting obligations, in which latter case the de-identified information will be sent to our
related entities in the US.
Cookies are small data files which are placed on your computer by web servers when you visit certain
information about your usage of our website(s) (eg. your webpage viewing preferences). This enables
us to provide a better and more relevant website service to you each time you revisit specific
webpages. Health World also utilises third-party plug-ins which may create cookies that may collect
information about your visit to our website. Cookies do not collect nor store any personal information
and do not personally identify users, although they do identify a user's browser. Health World does not
have any control over, and therefore will not be responsible for, the content of the cookies created by
third party plug-ins, the use made of any data collected by third party plug-ins, or the security of that
information and represents current best practice in accordance with W3C standards. Most browsers are
set to accept cookies automatically. However, you can turn off the ‘Save Cookies’ function or set your
browser so that it informs you whenever cookies are transmitted.
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6. Session IDs
Session IDs are used to allow us to identify visitors as they browse various websites. Session IDs are
essential and are created to allow you to interact with elements of our website(s), such as contact
forms, and enables Health World to distinguish your visit to its website from other concurrent users of
its website. No personal information will be collected or saved through our use of session IDs. Session
IDs expire as soon as you leave our website.
We use a variety of technical measures to ensure the security of all data, whether electronic or in
physical form. The security of our systems and processes is regularly reviewed to ensure ongoing
protection against damage, loss and/or unauthorised access. Your personal information and credit
information are stored in secured premises or in electronic databases requiring usernames and
passwords for access only by authorised staff members.
Our security precautions are regularly updated and improved in line with technical
developments. Unfortunately, no data transmission over the internet or storage facility can be
guaranteed to be 100% secure. Accordingly, Health World cannot provide absolute assurance that the
information you provide to us will be secure at all times and you agree that Health World will not be
held, and you must not hold Health World, responsible for unauthorised access to personal information
where it has taken reasonable steps to protect and secure that information.
Please note that we may use overseas facilities to process, store or back up information. If you provide
any personal information to us, you also consent to the transfer by us of your information to our
overseas facilities for processing and storage using the Microsoft Azure cloud service located in
Singapore. However, this does not change any of our commitments to safeguard your privacy to the
standard required by the Privacy Acts.
8. Access, Correction and Deletion rights
Health World will endeavour to ensure that your personal information is accurate, up-to-date and
complete. You are entitled to request access to and correction of your personal information held by
Health World if you believe it to be out of date or incorrect. Simply contact Health World’s Privacy
Officer as set out in section 12 below.
Upon your reasonable request, Health World will endeavour to provide you with access to or correct
your personal information unless Health World believes that denying access or correction is required:
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• by or permitted under any law (including common law and the various exceptions within the
Privacy Acts) or any direction of a Court or order of a Government authority or body; or
• for other legal reasons.
If Health World refuses your request to access or correct your personal information, it will provide you
with written reasons for its refusal.
If you wish to stop receiving any communications from us and have your personal information deleted,
please contact Health World’s Privacy Officer as set out in section 12 below, and we will take all
reasonable steps to delete it, unless we need to keep it for legal reasons (for a minimum period or
In addition, if you have any concerns about how your personal information has been collected, used or
disclosed, you can contact Health World’s Privacy Officer as set out in section 12 below and we will do
our best to address your concerns to ensure that you are satisfied that there have been no breaches of
privacy laws in relation to any personal information we hold about you.
Personal information that is obsolete and no longer required will automatically be destroyed except
where required for data analysis purposes or where required to be retained for a minimum period in
accordance with statutory requirements. If it is used for data analysis purposes, the personal
information will be de-identified.
9. Making a complaint
If you have any concerns about how your personal information has been collected, used or disclosed,
and you wish to make a complaint about a possible breach of privacy laws, you can contact our Privacy
Officer, as set out in section 12 below.
The Privacy Officer will investigate your concerns and take any necessary steps to resolve your
complaint. We may need to contact you if we need further information to investigate your complaint
and will advise you of the outcome of the investigation as soon as it is completed. We will endeavour to
investigate and resolve your complaint within 30 days after receiving your complaint.
If you are not satisfied with the outcome of the investigation, you can contact us again to discuss your
concerns, or you may complain to the Australian Privacy Commissioner via www.oaic.gov.au or the
New Zealand Privacy Commissioner via www.privacy.org.nz for New Zealand customers.
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10. Hyperlinks to other Websites
Third party operators of websites which may be accessed via hyperlinks from Health World’s website(s)
may gather and store personal information as soon as you access their websites. You acknowledge
and agree that Health World cannot accept any liability for those third party operators in the event that
your personal information is collected, used, disclosed or shared by them. We encourage you to read
their privacy policies separately.
11. Amendments to Privacy and Credit Reporting Policy
Health World reserves the right to amend this Privacy and Credit Reporting Policy at any time. Visitors
to Health World’s website(s), healthcare practitioners, patients and consumers of Health World’s
products and services are responsible for carefully reading this policy on a regular basis to inform
themselves of any amendments that may have been made. You acknowledge and agree that the
amended Privacy and Credit Reporting Policy will apply between all relevant parties whether or not
Health World has given you specific notice of any such change.
If you have any queries relating to our Privacy and Credit Reporting Policy, or if you have a problem or
complaint that you would like to discuss with Health World, please contact Health World’s Privacy
Officer by telephoning Customer Service on 1800 777 648 (for Australian customers) or 0508 227 744
(for New Zealand customers), emailing email@example.com or by sending a letter to the
Privacy Officer, Health World Limited, 741 Nudgee Road, Northgate QLD 4013, Australia.
This Privacy and Credit Reporting Policy is current as at March 2016.